See how your SIP investments grow over time with the power of compounding.
SIP (Systematic Investment Plan) allows you to invest a fixed amount monthly in mutual funds. Thanks to rupee-cost averaging and compounding, even small monthly investments grow into significant wealth over 10-20 years.
Most mutual funds allow SIPs starting from โน100 or โน500 per month. ELSS funds often start at โน500.
No. SIPs invest in market-linked instruments. Equity SIPs have historically returned 10-14% CAGR over 10+ years, but past performance doesn't guarantee future returns.
You can pause or stop SIP anytime โ no lock-in period (except ELSS funds which have 3-year lock-in per installment).
SIP reduces market timing risk via rupee-cost averaging. Lumpsum can give higher returns in a bull market. Most retail investors do better with SIP.
For equity funds: STCG (held <1 yr) = 20%, LTCG (held >1 yr) = 12.5% above โน1.25L exemption. For debt funds: taxed at slab rate.