Plan your Public Provident Fund (PPF) investment over 15 years.
PPF is a 15-year tax-free investment scheme by Govt of India. Returns are EEE (Exempt-Exempt-Exempt) โ investment, interest & maturity all tax-free. Current rate: 7.1% p.a.
PPF interest rate is 7.1% per annum (FY 2025-26), reviewed every quarter by the Government of India.
Yes. PPF has EEE status โ investment, interest earned, and maturity amount are all 100% tax-free.
โน1.5 lakh per financial year. Minimum is โน500/year. Deposits can be made in lumpsum or 12 installments.
Partial withdrawal allowed from 7th year. Premature closure allowed after 5 years for medical/education reasons only.
Yes, in 5-year blocks. You can continue with or without new contributions.