๐Ÿ˜๏ธ HRA Exemption Calculator

Calculate HRA exemption u/s 10(13A) for tax saving.

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๐Ÿ’ก HRA Exemption Rule

HRA exemption = Minimum of: (a) Actual HRA received, (b) 50% of basic (metro) or 40% (non-metro), (c) Rent paid โ€“ 10% of basic. Available only in Old Tax Regime.

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โ“ Frequently Asked Questions

How is HRA exemption calculated?

HRA exemption = MINIMUM of: (a) Actual HRA received, (b) 50% of basic salary (metro) or 40% (non-metro), (c) Rent paid โ€“ 10% of basic salary.

Is HRA exempt in New Tax Regime?

No! HRA exemption is only available under the OLD tax regime. New regime doesn't allow HRA deduction.

What documents are needed for HRA?

Rent receipts (monthly), rent agreement, and PAN of landlord if annual rent exceeds โ‚น1 lakh.

Can I claim HRA if I own a house?

Yes, if you live in a rented house in another city for work, even if you own a home elsewhere.

Which cities are "metro" for HRA?

Only Delhi, Mumbai, Kolkata, and Chennai are classified as metro. Bangalore, Hyderabad, Pune are non-metro for HRA purposes.