Convert your annual CTC into monthly take-home salary.
CTC includes everything your company spends on you โ basic, HRA, PF, gratuity, bonus, insurance. In-hand salary is what actually hits your bank account after PF and tax deductions. Numbers shown are estimates under New Tax Regime.
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Yes, our formulas are based on official Indian standards and verified by financial experts. However, always consult a professional for major financial decisions.
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We review and update calculators yearly (or whenever tax rates, interest rates, or government rules change). Last updated: June 2026.